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One ecosystemMany possibilities

Kobia is a technology organization operating at the intersection of web3, web2 and AI. It develops products across payments, finance, gaming, bounties and community, built on open networks and designed for everyday use.

Products and communities
6Products and communities
Networks
5Networks
Web3 · Web2 · AI
3Web3 · Web2 · AI
Split a bill with friendsPay a streamer by the secondPut idle Bitcoin to workPlay against real humansLock a bounty in escrowFight through a pixel RPG on CeloJoin a community of buildersCash out to a local bank

Where Kobia works

Three areas, one way of building.

  1. 01

    Web3

    Payments, yield and games on networks like Arc, Celo and Stacks, with smart contracts written in-house.

  2. 02

    Web2

    Fast, polished apps and backends on familiar rails: banking, APIs and everyday interfaces that just work.

  3. 03

    AI

    From verifying activity to helping people decide, AI is used where it earns its place, with a human kept in the loop.

Our products

Six current products we are building, one at a time

Payments, Bitcoin yield, bounties, games and a community. Keep scrolling and each one takes the screen in turn.

Scroll to explore

Portfolio Earning

Total balance

0.50000000

BTC · yield paid in Bitcoin

ZEST LENDING

0.30000000 BTC

principal + yield

Deposit
Gas sponsoredNon-custodial

Illustrative

BitYield logo

01 / 06 · Bitcoin yield · Live demo

Hold Bitcoin. Earn Bitcoin.

Deposit sBTC and earn yield paid in Bitcoin. Non-custodial, no bridges to manage, and zero gas fees.

  • Bitcoin
  • Stacks
  • sBTC
Launch BitYield

Available balance

$1,284.50 USDC

on Arc
Send
Request
Receive
Cash out
  • amara sent yourent split+$120.00
  • You sent tundejollof run-$18.50
  • Cash out completedto your bank-$250.00
✓Settled in 412ms

Illustrative

Coven logo

02 / 06 · Payments · Early access

Send money to a name, not an address.

A social payments app on USDC and Arc. Claim an @handle, get paid from any chain, split bills with your circle, and withdraw to your bank account without a seed phrase.

  • USDC
  • Arc
  • CCTP
Claim your @handle
• OPENEscrowed

Build a Mezo DeFi analytics dashboard

React frontend connecting to the Mezo API to show activity, volume and token stats.

500 MUSDMid-level · Senior

MUSD stays locked until the work is approved.

MUSD locked in escrowExperience-gated

Illustrative

Taskify logo

03 / 06 · Bounties · Early access

The trustless bounty board for Mezo.

Post a task and lock MUSD in escrow. Contributors do the work and get paid automatically, with no middleman and no trust required.

  • Mezo
  • MUSD
  • Escrow
Post a task
✓ VERIFIED HUMAN1V1 DUEL
Valor logo

04 / 06 · Gaming · In development

One human. One warrior.

A first-person tactical shooter on GoodDollar and Celo, where one verified human equals one operator. Solo missions, 1v1 duels, Endless Mode and ranked seasons.

  • Solidity
  • Celo
  • GoodDollar
Play Valor
Fable pixel art: a desert village on the left and a lava volcano on the right
Fable logo

05 / 06 · Gaming · In development

Unleash the legend.

An epic pixel action RPG on Celo. Fight from a sunlit desert village into a volcano full of lava and skeletons.

  • Celo
  • Pixel RPG
Enter Fable

06 / 06 · Community

A community for people building the future.

Meet builders. Share ideas. Find opportunities. Build together.

Join Assembly on Telegram
AIWeb3StartupsDevDesignResearch

Questions

Before you get in touch.

What is Kobia?

Kobia is a technology organization operating at the intersection of web3, web2 and AI, developing products in payments, finance, gaming, bounties and community. Each product is built on the network and tools that suit it best.

Are the products live?

Some products are live as demos and others are still in development. Each product section shows its current status.

Which networks do you build on?

Arc, Celo, Stacks, Mezo and Ethereum today. Each product uses the network that fits it best.

How can we partner or invest?

Use the contact form and choose investor or partner.

Are you hiring?

Kobia is growing. It is currently seeking volunteers in marketing, user onboarding, design and more, and strong contributors can move into long-term contract roles. See the Opportunities page to apply.

Build the future together.

Join the list for early access, or talk to us about partnering.